Visa classic

Card Account Currency

AMD, USD, EUR, RUB

Card Shipping Within Armenia

Free

Interest on Positive Balance

0,1-5%

Annual Maintenance Fee

2,000 AMD

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Visa classic

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Card Issuance

Free of charge

Card Replacement / Reissuance (AMD)

2,000  AMD

Interest on Positive Balance

According to the “Terms and Tariffs for Opening and Servicing Current Bank Accounts for Individuals” document — based on the annual interest rate applied to the daily account balance.

Card Blocking / Unblocking

Free of charge

Account Statement (Monthly / Electronic Format)

Free of charge

Account Statement Duplicate (Paper Format)

According to the “Tariffs for Other Services” document — in accordance with the rate for providing electronic or paper statements related to an active loan/account/deposit of individuals, sole proprietors, and legal entities.

Sending Online Transaction Authentication Code (3D Secure)

Free of charge

Receiving a New PIN Code via ATM

Free of charge

Non-Cash Payments

Free of charge

Government Payments (Taxes, duties, and other payments directed to the state and local budgets)

Free of charge

Cash Withdrawal Without Card at Bank Cash Desks

According to the “Terms and Tariffs for Opening and Servicing Current Bank Accounts for Individuals” — based on the applicable cash withdrawal fee.

Cash Deposit to Bank Card Accounts via ATMs of Other Banks

0.80%

Card Issuance Tariffs
Supplementary Card Annual Service Fee (issued for the term of the primary card)

Equal to the respective card’s annual service fee

SMS Notification Service (AMD)

Local number: 20 AMD, International number: 50 AMD

Dispute of a Card Transaction (Unjustified) (AMD)

5,000  AMD

Cash Withdrawal via ATMs and POS Terminals
Bank’s ATMs and POS terminals

0.50%

Other banks in Armenia

1.20%

Other banks abroad

2% min 1,500

Card-to-Card Transfers

0.25%

Cash Withdrawal via POS Terminal at Bank Cash Desks from Fast Bank Payment Cards

AMD/USD/EUR/RUB

According to the cash withdrawal tariffs of the respective current account/card (based on the maximum fee for the corresponding currency)

Cash Withdrawal via POS Terminal at Bank Cash Desks from Cards Issued by Other Banks

In AMD

0,5%

In Foreign Currency

2%

Other Services
Card Delivery to Address within RA

Free of charge

Delivery Time

Yerevan: up to 3 business days, Regions: up to 5 business days

Cards Provided with Free Annual Maintenance Based on Deposit/Bond Amount

500,000-5,000,000 AMD

Visa Classic/ArCa Classic

5,000,000-20,000,000 AMD

Visa Gold

20,000,000-50,000,000 AMD

Mastercard World

Above 50,000,000 AMD

Visa Infinite/Mastercard World Elite

The above thresholds are calculated based on the total amount of deposits/bonds in all currencies at the time of applying for the card.

Upon the customer's request, a lower-tier card from the scale above can be provided.

Only deposits/bonds with a contractual term of 181 days or more are considered for this scale.

Each customer is entitled to one card with free annual maintenance for the entire period of validity, in the currency of their choice.

All other card terms are governed by the fees and conditions in this document applicable at the time of issuance for the relevant card type.

Upon card expiration, it may be reissued with free annual maintenance if the customer meets the Bank's applicable conditions for depositors at that time.

The annual maintenance fee for cards issued under these conditions may be reviewed and set according to the current fee specified in this document, if the deposit/bond amount condition in the above scale is no longer met.

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Documents

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Documents

Updated at