Arca Classic

Card Account Currency

AMD

Card Shipping Within Armenia

Free

Interest on Positive Balance

Annual Maintenance Fee

1,500 AMD

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Arca Classic

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Card Issuance

Free of charge

Card Replacement / Reissuance (AMD)

1500 AMD

Interest on Positive Balance

According to the "Terms and Tariffs for Opening and Servicing Current Bank Accounts for Individuals" document — based on the annual interest rate applied to the daily balance of the account.

Card Blocking / Unblocking

Free of charge

Account Statement (Monthly / Electronic Version)

Free of charge

Account Statement Duplicate (Paper Version)

According to the "Tariffs for Other Services" document — in accordance with the fee for providing account or loan/deposit statements (electronic or paper) to individuals, private entrepreneurs, and legal entities.

Sending Online Transaction Verification Code (3D Secure)

Free of charge

Receiving a New PIN Code via ATM

Free of charge

Non-Cash Payments

Free of charge

Government Payments (Taxes, Fees, and Other Payments to State and Local Budgets)

Free of charge

Cash Withdrawal Without a Card at Bank Cash Desks

According to the "Terms and Tariffs for Opening and Servicing Current Bank Accounts for Individuals" — based on the applicable cash withdrawal fee.

Cash Deposit to Card Accounts via ATMs of Other Banks

0.80%

Card Issuance Tariffs
Supplementary Card Service Fee (issued for the same period as the primary card

Equal to the respective card's annual service fee

SMS Notification Service (AMD)

To local number: 20 AMD, To international number: 50 AMD

Dispute of a Card Transaction (Unjustified) (AMD)

5,000  AMD

Cash Withdrawal via ATMs and POS Terminals
Bank’s ATMs and POS terminals

0.20%

Other banks in Armenia

0.80%

Card Account Currency

AMD

Card-to-Card Transfers

0.25%

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Documents

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Documents

Updated at