TERMS
AND
TARIFFS
Explore the rates and terms for the cards available at the bank
Free of charge
1500 AMD
According to the "Terms and Tariffs for Opening and Servicing Current Bank Accounts for Individuals" document — based on the annual interest rate applied to the daily balance of the account.
Free of charge
Free of charge
According to the "Tariffs for Other Services" document — in accordance with the fee for providing account or loan/deposit statements (electronic or paper) to individuals, private entrepreneurs, and legal entities.
Free of charge
Free of charge
Free of charge
Free of charge
According to the "Terms and Tariffs for Opening and Servicing Current Bank Accounts for Individuals" — based on the applicable cash withdrawal fee.
0.80%
To local number: 20 AMD, To international number: 50 AMD
5,000 AMD
0.20%
0.80%
AMD
0.5%
Yerevan: up to 3 business days, regions: up to 5 business days
Learn more about the card usage rules here
*ATTENTION: INTEREST AMOUNTS ON THE FUNDS IN YOUR ACCOUNT ARE CALCULATED BASED ON A NOMINAL INTEREST RATE. THE ANNUAL INTEREST YIELD SHOWS HOW MUCH INCOME YOU WILL RECEIVE AS A RESULT OF MAKING THE MANDATORY PAYMENTS RELATED TO THE ACCOUNT AND RECEIVING THE INTEREST AMOUNTS EARNED AT A DEFINED PERIOD. YOU CAN FIND OUT THE ANNUAL INTEREST INCOME CALCULATION PROCEDURE HERE.
5 You can find the terms and conditions of remote maintenance services here.
Communication with the bank: YOU HAVE THE RIGHT TO COMMUNICATE WITH THE FINANCIAL ORGANIZATION IN YOUR PREFERRED WAY: BY POSTAL OR ELECTRONIC. RECEIVING INFORMATION ELECTRONIC IS THE MOST CONVENIENT. IT IS AVAILABLE 24/7, FREE FROM THE RISK OF LOSS OF PAPER INFORMATION AND ENSURES CONFIDENTIALITY.
In accordance with the agreement signed with the United States based on the Foreign Account Tax Compliance Act (FATCA), the Bank may collect additional information to determine the fact that the Customer is a US taxpayer.
For the purpose of due diligence of the customer as defined by the RA Law "On Combating Money Laundering and Financing of Terrorism", the Bank may request additional documents or other information from the Customer based on the "Know your customer" principle, as well as ask additional questions to the customer during verbal communication (if such a request exists).
Services are provided:
In all branches of the bank