Terms
tariffs
Development and expansion of business activities
AMD
12-36 months
20%
21,92%
500,000-1.500.000
None
0,1% daily
0,13% daily
The Borrower has the right to repay the loan in full or in part before the due date
No early repayment penalty is applied
Annuity (equal monthly payment of principal amount and interest)
Differentiated (equal monthly payment of principal amount and equal payment of interest)
Repayment method of the client's choice
Guarantee provided by at least 1 individual (aged 18-65) who has no current overdue obligations
The total number of overdue days of the Guarantor in the last year must not exceed 30 days.
The Guarantor must be the owner of real estate or be a registered employee.
Sole proprietor, legal entity, individual with a TIN
Existing business that has been active for 6 months or more
The client has a positive or neutral credit history
The Borrower and the Guarantor must comply with the requirements set out in this document.
The business has been active for less than 6 months
Blocked credit history
There is an existing past due or classified loan.
The total number of days overdue in the last 24 months exceeds 61 days
There has been a loan classified as substandard, doubtful and bad in the last 24 months
Non-compliance of the Borrower and the Guarantor with the requirements set out in this document.
ATTENTION: IN THE EVENT OF NON-PERFORMANCE OR INCOMPLETE PERFORMANCE OF YOUR OBLIGATIONS, THE LENDER SHALL, AFTER 3 WORKING DAYS, SUBMIT SUCH DATA TO THE ACRA CREDIT BUREAU AND THE CENTRAL BANK (CB) CREDIT REGISTRY, WHERE YOUR CREDIT HISTORY IS FORMED.
YOU HAVE THE RIGHT TO OBTAIN YOUR CREDIT HISTORY FROM THE CREDIT BUREAU FREE OF CHARGE ONCE A YEAR.
ATTENTION: A POOR CREDIT HISTORY MAY HINDER YOU FROM OBTAINING LOANS IN THE FUTURE.
ATTENTION: LOAN/LEASING INTEREST IS CALCULATED ON THE BASIS OF THE NOMINAL INTEREST RATE, WHILE THE ANNUAL ACTUAL INTEREST RATE SHOWS HOW MUCH THE LOAN/LEASING WILL COST IF THE INTEREST AND OTHER PAYMENTS ARE MADE WITHIN THE SPECIFIED PERIOD AND AMOUNTS. THE PROCEDURE FOR CALCULATING THE ANNUAL ACTUAL INTEREST RATE IS POSTED ON THE BANK'S OFFICIAL WEBSITE
You can find detailed information about credit history and credit score here
You can find other loan-related terms and conditions at the following link.