Important Conditions
Currency
AMD/USD/EUR/RUB/GBP/CNY/GEL/AED/KZT
Service charge
FREE
Service fee
FREE
Withdrawal
AMD 0.25% minimum 1000 AMD
USD/EUR 1% minimum 1000 AMD
RUB/GEL/AED rate not applied
GBP 5% minimum 1000 AMD
The cash withdrawal fee does not apply to:
Cash withdrawal of bonds
Cash withdrawal of interest paid on term deposits and bonds
Cash withdrawal of the term deposit principal amount, except where the term deposit agreement is terminated within 30 days of the deposit's placement and the source of funds for said deposit is not another deposit with a term of 30 days or more.
Plus balance percent
AMD/USD/EUR/RUB/GBP/CNY/GEL/AED/KZT
| Currency | Annual (Simple) Interest Rate | APY (Annual Percentage Yield) |
|---|---|---|
| USD | 0.5% | 0.5% |
| EUR | 0.1% | 0.1% |
| RUB | 0.5% | 0.5% |
| GBP/CNY/GEL/AED/KZT | 0% | 0% |
| AMD | 4% | 4.07% |
TERMS
TARIFFS
The service of depositing cash in rubles into the account will be temporarily suspended from 21.07.2026. For questions or additional information, you can contact Fast Bank CJSC via the Bank's official social media pages or the 24-hour phone number +374 (10) 51 00 00.
Resident and non-resident Individual over 14 years old 2
Legal entity or individual entrepreneur
AMD/USD/EUR/RUB/GBP/CNY/GEL/AED/KZT
no tariff applies
AMD/USD/EUR/RUB/GBP/CNY/GEL/AEDD/KZT
no tariff applies
AMD/USD/EUR/RUB/GBP/CNY/GEL/AEDD/KZT
does not apply
On the same day the account opening application is submitted
AMD/ GEL/AED
No fee is set
USD
-USD banknotes issued before 1996 are not accepted.
-USD 100 denomination banknotes issued from 1996 to 2006:
- For each customer, up to USD 1,000 per day – no fee applies
- For amounts exceeding USD 1,000 per day – 1% fee
-For all other banknotes, no fee applies.
EUR
- For 500 EUR denomination banknotes – 2% fee applies
- For all other denominations – no fee applies
GBP
5%
AMD/GEL/AED – no rate applies
RUB 5% / The service is temporarily suspended.
AMD: 0.25%, minimum 1000 AMD
USD/EUR: 1%, minimum 1000 AMD
RUB/GEL/AED: No fee applied
GBP: 5%, minimum 1000 AMD
According to the Bank’s current “Other Services Fees” schedule
AMD/USD/EUR/RUB/GBP/CNY/GEL/AEDD/KZT
200 AMD
✓ AMD (including Armenian state and
local budgets) / USD / EUR
200 AMD
No fee applies
No fee is applied
(In the case of SWIFT transfers — according to the "Terms and Fees for International Foreign Currency Transfers by Individual and Legal Entity/Individual Entrepreneur Customers")
No fee is applied
1,000 AMD 4
Currency
Annual (simple) interest rate
APY (Annual Percentage Yield)
AMD
4%
4.07%
USD
0.5%
0.5%
EUR
0.1%
0.1%
RUB
0.5%
0.5%
GBP/CNY/GEL/AED
0%
0%
Declining balance 7
If a client has an active POS terminal at the Bank and is included in the list of business entities—categorized by Merchant Category Code in accordance with the ArCa payment system rules defined in Annex 1 to Resolution No. 27-N of the Board of the Central Bank of Armenia dated February 9, 2026—then a minimum required balance must be maintained for that POS terminal, as follows:
- 4,600 (four thousand six hundred) AMD for a POS terminal installed in the city of Yerevan;
- 3,000 (three thousand) AMD for a POS terminal installed in cities within the regions of the Republic of Armenia;
- 1,000 (one thousand) AMD for a POS terminal installed in villages of the Republic of Armenia.
*A one-time fee of AMD 100,000 is established for opening accounts for clients with the organizational-legal status of a political party (PP).
1 The exchange rate of the Central Bank of Armenia (CBA) effective at the time of the transaction is used when applying the tariff. Only non-cash transactions are conducted for accounts denominated in Chinese Yuan (CNY) and Kazakhstani Tenge (KZT); cash transactions are not performed.
2 The tariff does not apply to:
- upon the encashment of the term deposit amount, except where the term deposit agreement is terminated within 30 days of the deposit's placement;
- upon the encashment of bonds;
- upon the encashment of interest paid on term deposits and bonds.
3 If the transfer account currency differs, conversion is performed at the exchange rate set by the Bank.
- Intra-bank transfers are executed immediately;
- Inter-bank transfers submitted by 15:30 are executed on the same banking day. Transfers made after 15:30 are executed on the next business day. The transfer amount is debited from the account immediately.
4 VAT included
5 Interest is capitalized and paid monthly, by the 15th day of the month following the month in question.
6 If the deposit is terminated prior to the 30-day term, a 2% cash deposit fee applies.
7 These tariffs apply to existing Bank clients starting from 17/03/2026, and to new clients starting from 01/03/2026.
You can find out the terms and conditions of remote maintenance services here.
ATTENTION: INTEREST AMOUNTS ON THE FUNDS IN YOUR ACCOUNT ARE CALCULATED ON THE BASIS OF THE NOMINAL INTEREST RATE. THE ANNUAL INTEREST YIELD SHOWS HOW MUCH INCOME YOU WILL RECEIVE AS A RESULT OF MAKING THE MANDATORY PAYMENTS RELATED TO THE DEPOSIT AND RECEIVING THE INTEREST AMOUNTS EARNED AT A DEFINED PERIODICITY. YOU CAN FIND THE ANNUAL INTEREST YIELD CALCULATION HERE