Terms
tariffs
Familiarize yourself with the tariffs and conditions of the cards available at the bank
TERMS AND TARIFFS FOR PAYMENT CARD SERVICES
Free of charge
AMD, USD, EUR, RUB
5 years
50,000 AMD
2,000 AMD
According to the “Terms and Tariffs for Opening and Servicing Current Bank Accounts for Individuals” — based on the annual interest rate applied to the daily account balance.
Free of charge
Free of charge
According to the "Tariffs for Other Services" document — based on the applicable rate for providing account/loan/deposit statements in electronic or paper format to individuals, sole proprietors, or legal entities.
Free of charge
Free of charge
Free of charge
Free of charge
According to the “Terms and Tariffs for Opening and Servicing Current Bank Accounts for Individuals” — based on the applicable cash withdrawal commission.
0.80%
To local number: Free of charge, To international number: 50 AMD
0.50%
1.20%
2% min 1,500 AMD
According to the applicable cash withdrawal fees for the current account or respective card (maximum fee for the respective currency)
0,5%
2%
0,25%
Free of charge
Yerevan: up to 3 business days, Regions: up to 5 business days
Cards with Free Annual Maintenance Based on Deposit / Bond Amount
Visa Classic/ArCa Classic
Visa Gold
Mastercard World
Visa Infinite/Mastercard World Elite
The thresholds are calculated based on the total deposit/bond amount in all currencies at the time of card application
Upon the client’s request, a lower-tier card from the scale can be provided
Only deposits/bonds with a contract term of 181 days or more are considered
Each client is entitled to one card with free annual maintenance for the entire validity period, in the preferred currency.
All other card terms are regulated by the tariffs and terms for the relevant card type effective at the time
Upon expiration, the card may be reissued with free annual maintenance if the deposit-related conditions are met based on the bank’s current requirements
The annual service fee for cards issued under these terms may be revised and applied according to the current tariff if the deposit/bond threshold is no longer met
Learn more about the card usage rules here
*ATTENTION: INTEREST AMOUNTS ON THE FUNDS IN YOUR ACCOUNT ARE CALCULATED BASED ON A NOMINAL INTEREST RATE. THE ANNUAL INTEREST YIELD SHOWS HOW MUCH INCOME YOU WILL RECEIVE AS A RESULT OF MAKING THE MANDATORY PAYMENTS RELATED TO THE ACCOUNT AND RECEIVING THE INTEREST AMOUNTS EARNED AT A DEFINED PERIOD. YOU CAN FIND OUT THE ANNUAL INTEREST INCOME CALCULATION PROCEDURE HERE