Terms
tariffs
Familiarize yourself with the tariffs and conditions of the cards available at the bank
TERMS AND TARIFFS FOR PAYMENT CARD SERVICES
Free of charge
AMD, USD, EUR, RUB
5 years
12,000 AMD
2,000 AMD
According to the “Terms and Tariffs for Opening and Servicing Current Bank Accounts for Individuals” — based on the annual interest rate applied to the daily account balance.
Free of charge
According to the “Tariffs for Other Services” — based on the applicable fee for electronic or paper statements of active loan/account/deposit for individuals, sole proprietors, and legal entities.
Free of charge
Free of charge
Free of charge
Free of charge
According to the “Terms and Tariffs for Opening and Servicing Current Bank Accounts for Individuals” — based on the cash withdrawal tariff.
0.80%
To local number: Free of charge, To international number: 50 AMD
Free of charge
0.50%
1.20%
2% min 1,500 AMD
According to the applicable cash withdrawal tariffs for the current account / respective card (based on the maximum commission for the corresponding currency)
0,5%
2%
0,25%
Free of charge
Yerevan: up to 3 business days, Regions: up to 5 business days
Cards with Free Annual Maintenance Based on Deposit / Bond Amount
Visa Classic/ArCa Classic
Visa Gold
Mastercard World
Visa Infinite/Mastercard World Elite
The specified thresholds are calculated based on the total value of deposits/bonds in all currencies at the time of applying for the card.
Upon the customer’s request, a lower-tier card from the above scale may be issued.
Only deposits/bonds with a contractual term of 181 days or more are considered under this scale
Each customer is entitled to one card with free annual maintenance, valid throughout its term, in the currency of their choice
All other card terms are governed by the tariffs and conditions set in this document for the specific card type, valid at the time of issuance
Upon expiration, the card may be reissued with free annual maintenance if the customer meets the deposit-related conditions currently in force for depositors at the Bank
The annual service fee for cards provided under these terms may be revised and applied according to the tariff set in this document, if the required deposit/bond threshold is no longer met
Learn more about the card usage rules here
*ATTENTION: INTEREST AMOUNTS ON THE FUNDS IN YOUR ACCOUNT ARE CALCULATED BASED ON A NOMINAL INTEREST RATE. THE ANNUAL INTEREST YIELD SHOWS HOW MUCH INCOME YOU WILL RECEIVE AS A RESULT OF MAKING THE MANDATORY PAYMENTS RELATED TO THE ACCOUNT AND RECEIVING THE INTEREST AMOUNTS EARNED AT A DEFINED PERIOD. YOU CAN FIND OUT THE ANNUAL INTEREST INCOME CALCULATION PROCEDURE HERE