VISA GOLD

Card Account Currency

AMD, USD, EUR, RUB

Card Shipping Within Armenia

Free

Interest on Positive Balance

0,1-5%

Annual Maintenance Fee

4,000 AMD

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VISA GOLD

Card Issuance

Free of charge

Card Replacement / Reissuance (AMD)

2,000 AMD

Interest on Positive Balance

According to the "Terms and Tariffs for Opening and Servicing Current Bank Accounts for Individuals" document — based on the annual interest rate applied to the daily account balance.

Card Blocking / Unblocking

Free of charge

Account Statement (Monthly / Electronic Format)

Free of charge

Account Statement Duplicate (Paper Format)

According to the "Tariffs for Other Services" document — based on the fee for providing electronic or paper statements of active loan/account/deposit for individuals, sole proprietors, and legal entities.

Sending Online Transaction Authentication Code (3D Secure)

Free of charge

Receiving a New PIN Code via ATM

Free of charge

Non-Cash Payments

Free of charge

Government Payments (Taxes, duties, and other payments to the state and local budgets)

Free of charge

Cash Withdrawal Without Card at Bank Cash Desks

According to the "Terms and Tariffs for Opening and Servicing Current Bank Accounts for Individuals" — based on the applicable cash withdrawal fee.

Cash Deposit to Bank Card Accounts via ATMs of Other Banks

0.80%

Card Issuance Tariffs
Supplementary Card Service Fee (issued for the term of the primary card)

Equal to the respective card’s annual service fee

SMS Notification Service (AMD)

Local number: 20 AMD, International number: 50 AMD

Dispute of a Card Transaction (Unjustified) (AMD)

5,000  AMD

Cash Withdrawal via ATMs
Bank ATMs

0,5%

Other banks in Armenia

1,2%

Other banks in abroad

2% minimum of AMD 1,500

Cash withdrawal from Fast Bank payment cards via the Bank’s cash desk through a POS terminal
AMD/USD/EUR/RUB

According to the cash withdrawal fees of the current account / given card (up to the maximum commission amount for the respective currency)

Cash withdrawal from the Bank’s cash desk via POS terminal using payment cards issued by other banks
In case of AMD

0,5%

In case of foreign currency

2%

Other services
“Card-to-Card Transfer” via mobile app

0,25%

Card delivery to an address within the RA (Republic of Armenia)

Free

Delivery time

Yerevan: up to 3 business days, Regions: up to 5 business days

Other provisions

 A customer can have one active Visa Digital card in each currency.

 Visa Digital cards are designed for online transactions, card accounts, as well as Token-based cashless transactions that do not require a physical card.

 A card can only be ordered through the Fast Bank Mobile application.

After ordering a Visa Digital card, its details become available in the Fast Bank Mobile application.

Cards provided with free annual maintenance, by type and deposit/bond amount.
500,000-5,000,000 AMD

Visa Classic/ArCa Classic  

5,000,000-20,000,000 AMD

Visa Gold 

20,000,000-50,000,000 AMD

Mastercard World

Over AMD 50,000,000

Visa Infinite/Mastercard World Elite

The specified limits are calculated based on the total amount of deposits/bonds in all currencies at the time of applying for the card.
At the customer’s request, a lower-tier card within this scale may be issued.
Only deposits/bonds with a contractual term of 181 days or more are considered in the above scale.
Each customer may be issued one card with free annual service for the entire period of validity, in the customer’s preferred currency.
Other card terms are governed in accordance with the fees and conditions set for the specific card type at the time of issuance.
Upon the expiration of the card’s validity, it may be reissued with free annual service, provided the customer meets the corresponding conditions for depositors at the bank at that time.
The annual service fee for cards issued under these terms may be revised and established according to the current fee schedule if the deposit/bond amount specified in the scale is not met.

Documents

Documents

Updated at