
TRANSFERS AND ACCOUNTS
Enters into force on 14․11․2022
TERMS AND TARIFFS FOR OPENING AND MAINTENANCE OF CURRENT BANK ACCOUNTS 1 |
||
Customer |
|
|
Opening and maintenance of a bank account |
AMD/USD/ EUR/RUR |
no tariff applies |
Annual service fee |
AMD/USD/ EUR/RUR |
no tariff applies |
Delicate balance of the account |
AMD/USD/ EUR/RUR |
does not apply |
CASH TRANSACTIONS 3 |
||
Depositing cash to the account in the branch cash desk |
AMD/USD/ |
no tariff applies |
EUR/RUR |
according to the rate established by the Bank for the given day |
|
Cashing out of funds deposited in cash |
AMD/USD/ EUR/RUR |
no tariff applies |
Cashing of funds deposited in non-cash mode 4 |
AMD/RUR |
no tariff applies |
USD/ EUR |
|
|
TRANSFERS |
||
Intra-bank transfers from bank account 5 |
AMD/USD/ EUR/RUR |
no tariff applies |
Interbank transfers from a bank account in the territory of the Republic of Armenia or in cash from a non-account-holding client |
AMD (including the state and local budgets of the Republic of Armenia) |
no tariff applies |
USD/ EUR |
no tariff applies |
|
Correction of inaccuracies in payment order data |
no tariff applies |
|
Issuance of statements at the bank branch |
no tariff applies |
|
Annual (simple) interest rate applied to daily account balance6 |
AMD |
3% (in the case of legal entities։ 1%) |
USD |
0,5% (in the case of legal entities։ 0%) |
|
EUR |
0,1% (in the case of legal entities։ 0%) |
|
RUR |
0,5% (in the case of legal entities։ 0%) |
|
Acquaintance
1 All rates include VAT 2 In case of applying to an individual aged 14 to 18, the consent of a parent or guardian is also necessary 3 The fee does not apply to the cashing of time deposits and loans invested in the Bank 4 Operations are carried out in the bank's branches from 22:00 to 09:00 with the following limits:
5 If the currency of the transfer account is different, the conversion is carried out at the exchange rate set by the Bank 6 The interest is capitalized and paid every month until the 15th of the month following the given month. |
TERMS AND TARIFFS FOR OPENING AND MAINTENANCE OF CURRENT BANK ACCOUNTS 1 |
||
Customer |
|
|
Opening and maintenance of a bank account |
AMD/USD/ EUR/RUR |
no tariff applies |
Annual service fee |
AMD/USD/ EUR/RUR |
no tariff applies |
Delicate balance of the account |
AMD/USD/ EUR/RUR |
does not apply |
CASH TRANSACTIONS 3 |
||
Depositing cash to the account in the branch cash desk |
AMD/USD/ |
no tariff applies |
EUR/RUR |
according to the rate established by the Bank for the given day |
|
Cashing out of funds deposited in cash |
AMD/USD/ EUR/RUR |
no tariff applies |
Cashing of funds deposited in non-cash mode 4 |
AMD/RUR |
no tariff applies |
USD/ EUR |
|
|
TRANSFERS |
||
Intra-bank transfers from bank account 5 |
AMD/USD/ EUR/RUR |
no tariff applies |
Interbank transfers from a bank account in the territory of the Republic of Armenia or in cash from a non-account-holding client |
AMD (including the state and local budgets of the Republic of Armenia) |
no tariff applies |
USD/ EUR |
no tariff applies |
|
Correction of inaccuracies in payment order data |
no tariff applies |
|
Issuance of statements at the bank branch |
no tariff applies |
|
Annual (simple) interest rate applied to daily account balance6 |
AMD |
3% (in the case of legal entities։ 1%) |
USD |
0,5% (in the case of legal entities։ 0%) |
|
EUR |
0,1% (in the case of legal entities։ 0%) |
|
RUR |
0,5% (in the case of legal entities։ 0%) |
|
Acquaintance
1 All rates include VAT 2 In case of applying to an individual aged 14 to 18, the consent of a parent or guardian is also necessary 3 The fee does not apply to the cashing of time deposits and loans invested in the Bank 4 Operations are carried out in the bank's branches from 22:00 to 09:00 with the following limits:
5 If the currency of the transfer account is different, the conversion is carried out at the exchange rate set by the Bank 6 The interest is capitalized and paid every month until the 15th of the month following the given month. |
*Translated documents with the terms and conditions will be available soon.
Documents
updated on 10/11/2022, 14։00